At Citizens Bank & Trust, the safety and wellbeing of our customers and employees is of the utmost importance. Due to the direct impact to our service market by Hurricane Milton, the Bank has made the following changes to our bank operations.

 

Tuesday, October 8th:
Our offices will close at 4pm.

Wednesday, October 9th and Thursday, October 10th
All offices will be closed.

Friday, October 11th:
All CB&T offices plan to re-open.

 

Should any office(s) have a delayed opening, this page will be updated with additional information.

Online banking and the mobile banking app will be available during this time. ATMs will remain open and can be accessed as the weather allows. We also invite you to follow Citizens Bank & Trust on Facebook, Instagram, and LinkedIn for the latest updates.

Jason Hayes HeadshotJason Hayes is the Senior Vice President and Chief Information Officer for Citizens Bank & Trust. He joined the Bank in 2014 as the Information Technology Manager and was promoted to his current role in 2023. His career in IT spans more than twenty years.

Jason holds a Bachelor of Science degree in Information Technology and a Master of Science degree in Business Administration from The University of South Florida. He is also a graduate of the Graduate School of Banking at Louisiana State University. The three-year graduate training program allowed Jason to better understand the business of banking and leverage this information to incorporate technology for a better customer experience. Jason also serves on the Cybersecurity Advisory Board at Polk State College, which works to ensure the College is training students in specific areas of cybersecurity needed by local businesses.

As Chief Information Officer, he is passionate about finding ways to bring customer-focused technology advancements to our community bank. At Citizens Bank & Trust, these advancements can be found in the mobile deposit experience, the implementation of electronic signatures, the wire and fund transfer process, and the expansion and improvement of the Bank’s network of ATMs.

Dustin WeederLAKE WALES, FL – Dustin Weeder has joined Citizens Bank & Trust as Investment Portfolio Manager. He is part of the growing Wealth Management team, and will provide his expertise to the Bank’s trust and investment customers.

Dustin is a third-generation resident of Winter Haven. He graduated from Lake Region High School and holds a Bachelors degree in Finance from the University of Central Florida (UCF). He has over twelve years of experience in the financial services industry, with an emphasis in the area of investment portfolio management.

“Dustin is an outstanding addition to our Wealth Management team,” said Citizens Bank & Trust President and CEO Greg Littleton. “His investment philosophy and passion for working with clients to help them achieve their individual financial goals is a great fit for our current and prospective customers. He will work closely with our existing trust and investments team of Bill Middleton, Tammy Ferrell, and Lori Wilson.”

Dustin is a graduate of Leadership Winter Haven Class 36, and worked to bring the Sigma Pi Fraternity to UCF, serving as a founding member of the Iota Kappa Chapter.

About Citizens Bank & Trust:
Citizens Bank & Trust is a wholly owned subsidiary of Citizens Banking Corporation, a one-bank holding company located in Frostproof, Florida. Citizens Bank & Trust operates 16 full-service offices in Polk, Pasco and Hillsborough Counties. The Bank proudly offers a full line of banking services, including residential and commercial loans, mortgages, investments, and trust services.

The Citizens Bank of Frostproof, as the Bank was originally known, was established in 1920. Over the past century, and three generations of family ownership, Citizens Bank & Trust has continued its tradition as a reliable and dependable community partner.

The new permanent Plant City office location of Citizens Bank & Trust is now open. The office is located at 3019 James L Redman Pkwy.

The Bank’s temporary location at 1803A James L Redman Pkwy will be closed at the end of the business day on August 11, 2023.

As this move is strictly limited to a change of location, no action by existing customers will be necessary.

Should you have any questions or concerns regarding this matter, please contact Sandra Couch, Vice President and Plant City Branch Manager, at (813) 652-8090 or via email: Sandra.Couch@citizens-bank.com.

We look forward to continue serving your banking needs for years to come.

Michelle "Missy" Joyce LAKE WALES, FL – Michelle “Missy” Joyce has joined Citizens Bank & Trust as Vice President and Private Banking Officer. She will work in the Winter Haven office and serve the private banking customers throughout Polk County.

Ms. Joyce is a lifelong resident of Winter Haven. She is a graduate of Auburndale High School and attended Polk State College. Missy began her banking career in 1987, starting as a teller and advancing into a progressive series of leadership roles throughout her 36-year tenure.

“We are delighted to welcome Missy to Citizens Bank & Trust,” said Citizens Bank & Trust President and CEO Greg Littleton. “She is well known throughout our community and brings a wealth of leadership and banking experience to our growing Private Banking division, working alongside Bonnie Parker and Tiffani Gozdur.”

Missy has volunteered in the community throughout her career, including serving on the Board of Directors for the Florida Citrus Showcase and Keep Winter Haven Clean and Beautiful. She is a past president of the Lake Alfred Chamber of Commerce and is currently on the Kiwanis Club of Winter Haven Board of Directors. She is a graduate of the Florida School of Banking and Leadership Winter Haven, Class 22.

Contact Michelle “Missy” Joyce  today!


About Citizens Bank & Trust:

Citizens Bank & Trust is a wholly owned subsidiary of Citizens Banking Corporation, a one-bank holding company located in Frostproof, Florida. Citizens Bank & Trust operates 16 full-service offices in Polk, Pasco and Hillsborough Counties. The Bank proudly offers a full line of banking services, including residential and commercial loans, mortgages, investments, and trust services.

The Citizens Bank of Frostproof, as the Bank was originally known, was established in 1920. Over the past century, and three generations of family ownership, Citizens Bank & Trust has continued its tradition as a reliable and dependable community partner.