hero-business-checking-savings

Business Savings Accounts

Regular Business Savings1

  • $100 Minimum to Open
  • $1 Monthly Fee or $100 Average Daily Balance
  • Online Banking
  • Earns Interest

Business Money Market1

Having one business account to help you manage your business is great, but two is even better. Here’s all it takes to add a second Business Checking account to your tool chest.

  • $2,500 Minimum to Open
  • $5 Monthly Fee or $2,500 Minimum Daily Balance
  • Monthly statement with scanned checks
  • Online Banking with Bill Pay Service
  • Earns Interest

Business Money Market Plus1

  • $10,000 Minimum to Open
  • $8 Monthly Fee or $10,000 Minimum Daily Balance
  • Monthly statement with scanned checks
  • Online Banking with Bill Pay Service
  • Earns Interest

Certificates Of Deposit

(See Customer Service Representative for current rates and terms.)

1 Per Regulation D – The Depositor is limited to six (6) allowable withdrawals or transfers from the account per monthly statement cycle (monthly for Savings accounts with a quarterly statement), which includes preauthorized, automatic (including transfers for overdraft protection, or direct bill payments), telephonic agreement, facsimile, computer or other electronic means, point-of-sale transaction, or made by check, debit card, or other similar order by the depositor and payable to third parties. Unlimited withdrawals are allowed when made by telephone (provided a check is mailed to the depositor), by mail, messenger, ATM, or in person at the bank.

See Schedule of Fees for additional withdrawal limits and excessive withdrawal fees.

Easy Access

Our Mobile Banking Services provide 24/7 access to your Citizens Bank & Trust accounts through your tablet or smartphone. This gives you the ability to conveniently pay your bills, check your balances, make transfers, deposit checks and much more while on the go.