PERSONAL BANKING
Online banking with bill pay is
just a click away.
24 hours a day,
7 days a week
We can offer you a solution that fits
your lifestyle and financial needs.
BUSINESS BANKING
Business owners have a lot of worries.
Your bank shouldn’t be one of them.
Servicing Polk County
since 1920
We treat every customer and their
financial needs as priority number one.
LOANS
We tailor loans to fit your individual
personal and business needs.
Personal,
attentive service
Local lenders experienced in providing a
variety of financing options.
WEALTH MANAGEMENT
From investments, to trusts and
estate planning, we want to be your
trusted financial advisor.
Planning for
the future
Helping you become more informed in
all areas of your financial life.
Your Community Bank
From first homes to first cars, births to college tuition, and business start-ups to retirement planning, Citizens Bank & Trust has proudly served our customers since 1920. We are local bankers who work for, live in, and support this wonderful community we all call home. We know how hard you work and you deserve a bank that works just as hard for you. We're here for the long haul for you and your financial needs.
Citizens Bank & Trust is a full-service financial institution, with a wide range of account and loan products tailored to fit your individual needs. Additionally, we offer the most experienced group of wealth management, trust and private banking professionals in the market to assist you.
We take great pride in being one of Florida's oldest banks and work every day to serve the financial needs of our customers, while still providing a hometown banking feel. We are a true community bank and will always consider you and your financial needs our number one priority.
We are Citizens Bank & Trust and we are proud to be your bank!
NEWS FEED
Citizens Bank & Trust Promotes Tiffani Gozdur to New Trust and Wealth Advisor Role
Citizens Bank & Trust Names Bailey to Lead South Lakeland Office
Citizens Bank & Trust Modifies Office Hours Due to Hurricane Milton
Easy Access
Our Mobile Banking Services provide 24/7 access to your Citizens Bank & Trust accounts through your tablet or smartphone. This gives you the ability to conveniently pay your bills, check your balances, make transfers, deposit checks and much more while on the go.